Debt settlement is a cost-efficient, simple option offered by Debt Relief USA aimed to pay off your debts and relieve you of having to deal with creditors and collectors. We understand the stress and tension of living with an outstanding amount of past due debt, and our goal is to reduce your debt so that you can begin living a comfortable, less stressful lifestyle. If you're paying minimum monthly payments, then surely it feels like a never ending dark financial tunnel. Our program, through negotiation, will cut your debt down to about half of the total amount. So, you end up paying only a fraction of the debt! Our debt settlement programs are custom-built for each clients current personal and financial situation and level of debt. In order to make the process as quick and affordable for you its extremely important to gather information regarding your specific financial situation.

How Our Debt Settlement Program Works

Our team of debt settlement representatives will set up your account in a federally insured bank. Once you and your Debt Relief USA determine a payment plan for you, you will make that payment directly into the trust account instead of paying your creditors directly.

The purpose of the program is to stop paying your creditors and instead incur money in your trust account until the amount is enough to approach your creditors and negotiate a settlement. In a typical situation, we approach your creditors, and begin negotiating once 30% of your debt amount has accumulated.

You might ask yourself, "why would a creditor agree to this kind of settlement". Its easy to understand. With the amount of people who are drowning in debt today, most credit companies do agree to debt settlement programs that will reduce the debt by 40 to 70%. The general feeling here is better half than nothing at all.